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Fire, Smoke and Water Damage Help in McKinney, TX

Fire, smoke, water or flood damage in McKinney? Make sure everyone is safe, call 911 if you need the McKinney Fire Department, and call your insurer. Then call (855) 727-0147 and we’ll connect you with an independent restoration company that serves McKinney.

What kind of help do you need in McKinney?

Fire Damage Restoration

House fire cleanup, drying and rebuild.

Fire Damage Restoration in McKinney →

Smoke Damage Restoration

Soot, residue and lingering odor.

Smoke Damage Restoration: what to know →

Water Damage Restoration

Leaks, burst pipes and wet floors.

Water Damage Restoration in McKinney →

Flood Damage Cleanup

Rising water and storm flooding.

Flood Damage Cleanup: what to know →

Mold Remediation

Mold after leaks, and Texas licensing rules.

Mold Remediation: what to know →

First 24 hours in McKinney

  • Stay out until the McKinney Fire Department says it is safe. The Fire Marshal’s Office is at 972-547-2862.
  • Leave power, gas and water off if they were shut off. If Oncor delivers your power, report outages at 888-313-4747 (Oncor). Your electric bill shows which company delivers your power.
  • Smell gas? The Railroad Commission lists Atmos Energy and CoServ Gas as gas utilities for McKinney (RRC). Leave first, then from a safe place call 911 and your gas company. Atmos Energy’s leak line is 866-322-8667 (Atmos Energy).
  • Call your insurer, get a claim number and photograph everything before cleanup.
  • Fire report: Ask the McKinney Fire Marshal’s Office at 972-547-2862 how to get a copy (Fire Marshal FAQ).
  • If you can’t stay home, call the American Red Cross at 1-800-733-2767 and ask your insurer about additional living expenses.

Local numbers to keep handy in McKinney

WhoWhy you might callNumber
EmergencyFire, injury or gas leak911
Fire Marshal’s OfficeFire questions, reports972-547-2862
Building InspectionsRepair permits469-617-4800
OncorPower outages, if Oncor delivers your power888-313-4747
Atmos EnergyGas leaks866-322-8667
Sources: Fire Marshal FAQ; Home Repairs & Permit Information; Oncor; Atmos Energy. Checked October 2026.

What’s specific to McKinney?

  • Permits: reroofing, windows, foundation repair and water heaters need one; painting, flooring, cabinets and countertops don’t.
  • Fire Marshal’s Office: 972-547-2862.
  • Gas: Atmos Energy and CoServ Gas both serve McKinney, so check your bill.
  • Mostly owner-occupied homes. About 64% of McKinney’s homes are owner-occupied, with a median value of $471,800 (U.S. Census Bureau, 2020–2024 estimates; Census QuickFacts). Owners usually file the insurance claim and hire the restoration company themselves.

Smoke and mold damage in McKinney

Smoke and soot need dry cleaning methods before anything wet touches them, and odor usually needs the source removed, not masked. See the smoke damage restoration guide.

For mold, Texas lets unlicensed people handle visible mold under 25 contiguous square feet. Larger jobs generally need a licensed mold assessor and a separate licensed remediator (TDLR). See the mold remediation guide.

Areas near McKinney

How getting help works

When you call or send the form, we connect you with an independent restoration company that serves your area. They inspect, document the damage and give you a written scope — you decide whether to hire them.

Questions to ask the company that comes out

  • Which IICRC certifications does the lead technician hold (for example WRT, FSRT, OCT or AMRT)?
  • Do you carry general liability and workers’ comp insurance, and can I see the certificate?
  • Will I get a written scope of work before anything starts?
  • Who will talk with my insurance adjuster, and what will you send them?
  • If mold is involved: what is your TDLR mold remediation license number, and who did the independent mold assessment?

Frequently asked questions

Do you do the restoration work in McKinney yourselves?

No. We are a free referral service. We connect you with an independent restoration company that serves McKinney, and you decide whether to hire them.

How soon will I hear from a company in McKinney?

Most property owners receive quotes within 24 hours.

Do I need a permit to repair fire or water damage in McKinney?

It depends on the work. McKinney requires permits for reroofing, window replacement, foundation repair, water heaters and stand-alone electrical, plumbing or mechanical work. Painting, flooring, tiling, cabinets and countertops don’t need one. Apply through the city’s Citizen Self-Service portal.

How do I get a fire report in McKinney?

Ask the McKinney Fire Marshal’s Office at 972-547-2862 how to get a copy.

Does homeowners insurance cover flood damage?

Standard homeowners policies don’t cover flood from rising water outside. That needs a separate flood policy, which usually has a 30-day waiting period.

Get connected with a local restoration company

Free. No obligation. Prefer to talk? Call (855) 727-0147.

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    Last reviewed: October 2026.